If your disability is expected to last at least one year or result in death, you may be eligible for Social Security Disability benefits. Working closely with an advocate who will explain your rights and options can help you make decisions that are in your best interests. Contact our firm today to schedule a consultation and case evaluation with an experienced advocate.
Helping Clients Get the Disability Benefits They Deserve
In order to get Social Security disability benefits, you will need to prove not only that you are disabled from working, but also that you fit into one of the categories of people who are eligible for either Social Security Disability Insurance or Supplemental Security Income benefits.
Advocate Dennis Berkowsky can guide you through this complex process. Below is some general information about the Social Security disability system. To discuss your case with an experienced Long Island disability benefits advocate, call us at 516-432-4416 or e-mail us today.
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If you need help filing a claim for Social Security disability benefits, we can prepare your application. If you have filed a claim and your application has been rejected, we can appeal the decision. To schedule a free consultation with an experienced SSD advocate, contact us today.
From our convenient office location in Long Beach — across the street from the Long Island Rail Road terminal — advocate Dennis Berkowsky serves clients throughout Long Island. As a local law firm, we are able to provide personal attention to our clients, one client at a time.
What Are Social Security Disability Benefits?
If your disability prevents you from working, you may be eligible for Social Security Disability benefits. The Social Security Administration provides monthly benefits to people who meet strict criteria concerning work history and disability level. Because the application and appeals process can be complex, the assistance of an attorney can be enormously helpful. Contact an attorney from Law Office of Dennis S. Berkowsky in Long Beach, NY, for more information.
Social Security is the federal program that provides retirement, disability, survivor, family assistance and Medicare benefits. The program is funded by earmarked taxes withheld from employees' paychecks, matching funds from employers and taxes from self-employed individuals. Social Security benefits are administered by the Social Security Administration (SSA) and governed by the Social Security Act.
The Social Security Act's Definition of "Disability"
To qualify for Social Security Disability benefits, a person must be "disabled" according to the definition provided by the federal Social Security Act. A person is disabled if he or she:
- Has a medical condition that is expected to last at least a year, has lasted at least a year or is expected to result in death, and
- Is unable to work because of the medical condition
The person must not be able to the do work she did previously or any other type of substantial gainful activity that she is qualified to do.
Types of Disability Benefits under the Social Security Act
Five major types of disability benefits are available under the Social Security Act. Each one has its own rules for qualification, which can be complicated. Both Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) provide benefits. SSDI is based on the applicant's work history and disability while SSI is based on the applicant's income and disability, old age or blindness.
- SSDI: Disability Insurance benefits are paid to people who have worked long enough to earn sufficient credits under the Social Security system but are now disabled.
- SSDI: Disabled Widow's, Widower's or Surviving Divorced Spouse benefits are paid to people who meet certain age and other requirements. The deceased spouse must have been insured through his or her work record for the living spouse to qualify for coverage.
- SSDI: Childhood Disability benefits are paid to people who are at least 18 years old and became disabled prior to the age of 22. The payment to the child is based on the earnings record of a qualified parent who is retired, disabled or deceased.
- SSI: Supplemental Security Income benefits are paid to low-income recipients who are disabled, blind or elderly and have limited resources.
- SSI: Child's Disability benefits are paid to children up to age 18 who are disabled or blind and whose families meet certain criteria concerning income and resources.
Consult an Attorney
With this basic knowledge about the types of benefits that are available, you may be able to decide whether applying for Social Security Disability is the right decision for you. An attorney from Law Office of Dennis S. Berkowsky in Long Beach, NY, can answer your Social Security Disability benefits questions and help you through the qualification process.
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